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What you need to know

Loans

Is there any penalty for early repayment or liquidation?

Is there any penalty for early repayment or liquidation?

No. Only the interest to accrue on the facility as at the intended early repayment or liquidation date is calculated and applied. Meaning, you would only pay the interest accrued as at the intended pay down date

Where clients have challenges meeting their monthly repayment, what options are available to them?

Where clients have challenges meeting their monthly repayment, what options are available to them?

Upon meeting certain pre-conditions, clients are allowed to restructure their repayments to terms suitable to them and the Company. The Company has to be pre-notified of the intention to restructure and the restructure terms agreed to by both parties

What profile of guarantors do you require for bridge finance transactions?

What profile of guarantors do you require for bridge finance transactions?

A corporate worker with a reputable organization who is of a level not lower than Assistant Manager

Are clients allowed to service more than one facility at a time?

Are clients allowed to service more than one facility at a time?

No. Before a fresh facility is granted, clients are required to liquidate outstanding obligation on running facilities, if any

Are there any hidden charges?

Are there any hidden charges?

No, there are not. You will be informed of all applicable charges when you apply for the loan

When is a repayment said to be in default?

When is a repayment said to be in default?

A default is recognized when a repayment is left unpaid two days after the due date

Fixed Debt Investments

VFD Bridge loan rates are the cheapest in the short term lending business. We charge no penalties on early repayments, and you have full flexibility to decide how you want to repay.

Use our loan calculator to estimate your monthly payments.
How much do you want to borrow?
How long do you need the loan?
Interest only payments
Monthly principal and interest payment